Does LimoFlow hold my money?

No. LimoFlow never holds or routes your funds. Card charges are made on your own account and the full amount settles to you on your own payout schedule.

Who is the merchant of record?

You are. Processing runs through an account in your own business name, so you remain the merchant of record and keep control of disputes, chargebacks, and reconciliation.

Does LimoFlow take a percentage of my payments?

There is no platform fee added to your bookings, and LimoFlow never holds or routes your funds — the full charge settles to your own account. You pay the processor's standard card rate (Stripe's is 2.9% + 30¢).

What card rate will I pay?

Card processing is at Stripe's standard published rate of 2.9% + 30¢ per transaction. LimoFlow does not add a markup on top of that for your bookings.

Can I use a different processor?

Yes. Alongside Stripe, LimoFlow supports a CardPointe (Fiserv) setup where you hold a direct merchant account in your own name and funds settle to you from the processor. Confirm the current options for your region on a demo.

All operators

Can I keep my own payment processing and get paid directly with limo booking software?

Short answer

Yes. With LimoFlow, card payments run through a payment account in your own business name: charges are made on your account, payouts land on your own schedule, there is no platform fee on your bookings, and you stay the merchant of record. LimoFlow never holds or routes your funds.

Executive summary

Some booking platforms sit between you and your money — holding funds, controlling payout timing, or taking a cut of every transaction. LimoFlow is built the opposite way. You process through your own account in your business name, with your own processor dashboard, and the full charge settles to you. The software handles the booking; it does not stand between you and your revenue.

The problem

Some platforms hold your funds and control when you get paid.
Some take a percentage of every transaction on top of card fees.
Being forced onto one processor removes your leverage and choice.
Losing merchant-of-record status complicates disputes and accounting.
Opaque payment fees make it hard to know your true cost per booking.

How LimoFlow handles it

Card processing runs through an account in your own business name.
You get your own processor dashboard and deal with the processor directly.
Charges are made on your account and the full amount settles to you.
Payouts arrive on your own schedule, not the software vendor's.
LimoFlow adds no platform fee to your bookings and never holds or routes your funds.
Card processing is at Stripe's standard published rate of 2.9% + 30¢.
You stay the merchant of record, so you keep control of disputes and reconciliation.

Who controls what

The practical question behind "can I keep my own processing" is really about control — of your money, your payout timing, and your processor relationship. Here is how that sits with LimoFlow.

Payments on LimoFlow
Question	With LimoFlow
Who is the merchant of record?	You
Where do funds settle?	Your own account
Who sets the payout schedule?	You
Does LimoFlow hold or route your funds?	No
Is there a platform fee on bookings?	No
What is the card rate?	Stripe's standard 2.9% + 30¢

What this means for you

You get paid directly

The full charge settles to your own account. LimoFlow is not a stop on the way to your bank.

Your own processor dashboard

The account is in your business name and you get your own dashboard, so you deal with the processor directly rather than through a middle layer.

No platform cut on your bookings

LimoFlow does not add a platform fee to your transactions. You pay the processor's card rate, and that is it.

Funds are never held or routed

Money does not pass through LimoFlow on its way to you, so there is no vendor-controlled hold on your cash flow.

You stay the merchant of record

That keeps disputes, chargebacks, and reconciliation under your control and in your name.

Card security handled by the processor

Payments run through Stripe, a PCI-DSS-compliant processor, so card details are handled by an established provider rather than stored on your own systems.

Frequently asked questions

Does LimoFlow hold my money?: No. LimoFlow never holds or routes your funds. Card charges are made on your own account and the full amount settles to you on your own payout schedule.
Who is the merchant of record?: You are. Processing runs through an account in your own business name, so you remain the merchant of record and keep control of disputes, chargebacks, and reconciliation.
Does LimoFlow take a percentage of my payments?: There is no platform fee added to your bookings, and LimoFlow never holds or routes your funds — the full charge settles to your own account. You pay the processor's standard card rate (Stripe's is 2.9% + 30¢).
What card rate will I pay?: Card processing is at Stripe's standard published rate of 2.9% + 30¢ per transaction. LimoFlow does not add a markup on top of that for your bookings.
Can I use a different processor?: Yes. Alongside Stripe, LimoFlow supports a CardPointe (Fiserv) setup where you hold a direct merchant account in your own name and funds settle to you from the processor. Confirm the current options for your region on a demo.

See it on your own operation

The fastest way to know if LimoFlow fits is to see it with your own trips. Book a demo, or start a 30-day free trial of the full platform — no credit card required.

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